Step 01
Customer Visits the Retailer
The customer approaches an authorized ZuperMoney retailer to pay an eligible utility bill.
BBPS Service
BBPS – Bharat Bill Payment System
Facilitate utility bill payments for customers through a standardized digital platform.
ZuperMoney enables eligible retailers and partners to offer secure and convenient bill payment services for utilities and other categories through the Bharat Bill Payment System framework.
Overview
What is BBPS?
BBPS (Bharat Bill Payment System) is an integrated bill payment system that provides interoperable and accessible utility bill payment services to customers through a network of registered agents. It enables customers to pay electricity, water, gas, DTH, and other eligible bills conveniently at their local retail point, solving the challenge of visiting multiple individual biller offices or navigating separate payment portals.
Customers can access BBPS services through an authorized ZuperMoney retail point, subject to applicable service and biller requirements.
Who can use this?
- Retailers
- Distributors
- Master Distributors
- White Label / Technology Partners
Process
How BBPS Works
Step 02
Biller Details Are Entered
The retailer selects the applicable biller and enters the customer's account or consumer number into the platform.
Step 03
Fetch Bill Information
The system retrieves the current due amount and relevant bill details from the applicable biller network.
Step 04
Customer Confirmation
The customer verifies the fetched bill amount and account details before proceeding.
Step 05
Transaction Processing
The request is processed through the applicable banking/payment infrastructure.
Step 06
Transaction Confirmation
The retailer receives the transaction status and the customer receives the applicable payment confirmation.
Capabilities
BBPS Services Available
Electricity Bill Payments
Facilitate electricity bill payments for supported regional and national power distribution companies.
Water & Gas Bills
Process utility payments for supported water boards and piped gas providers.
DTH & Telecom
Enable convenient recharge and postpaid bill payments for supported telecom and DTH operators.
Loan Repayments
Accept EMI payments for participating banks and eligible financial institutions.
Instant Confirmation
Provide customers with immediate payment confirmation for successfully processed transactions.
Benefits
Why Offer BBPS Through ZuperMoney?
Expand your financial service portfolio with essential, high-demand utility payments.
Build additional earning opportunities through standardized bill payment facilities.
Serve a wider customer base by offering access to multiple national and regional billers.
Manage all assisted utility payment services efficiently through one centralized digital platform.
Requirements
What Documents Are Required?
Depending on the onboarding category, applicants may be required to provide:
- PAN Card
- Aadhaar Card
- Bank account details
- Mobile number
- Address proof
- Business/shop details
- Photograph
- Additional documents required during verification
Exact requirements may vary according to the applicant type and applicable KYC requirements.
Security & Trust
Security & Compliance
BBPS transactions involve sensitive financial and customer information. Transactions are processed through applicable authorized banking/payment infrastructure and are subject to applicable KYC, security, regulatory, and service-provider requirements.
Retailers must follow ZuperMoney's operational and compliance guidelines while providing BBPS services.
Audience
Who Can Use ZuperMoney BBPS?
Retailers
Authorized retailers can offer direct, assisted bill payment services to their local walk-in customers.
Distributors
Distributors can onboard and manage a network of retailers providing BBPS services within their operational area.
Master Distributors
Master Distributors can expand the service reach by managing multiple distributor and retailer networks.
White Label / Technology Partners
Eligible partners can integrate BBPS services into their own platforms, subject to applicable API and compliance requirements.
Common questions
Frequently Asked Questions
Start Offering BBPS Services
Build your digital financial services business with ZuperMoney.