Micro ATM Service

Micro ATM

Turn your retail location into a convenient cash withdrawal point.

ZuperMoney enables eligible retailers and partners to offer secure card-based cash withdrawal and balance enquiry services through a compact Micro ATM device.

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Micro ATM transaction flowA compact Micro ATM device prompts for a card, a debit card is inserted, a PIN is entered, and cash is dispensed with an on-screen confirmation.Insert CardEnter PINSecure PIN entry₹₹4,000withdrawnCash withdrawalDebit card & PINBalance enquiryInstant on-screenCard authenticationSecure PIN entrySample screen for illustration
Overview

What is a Micro ATM?

A Micro ATM is a compact, portable point-of-sale (POS) device that allows eligible customers to perform basic banking transactions, such as cash withdrawals and balance enquiries, using their debit cards. With ZuperMoney, retailers can offer these essential ATM services directly at their local shop, solving the challenge of cash accessibility for customers in areas with limited traditional bank branches or ATMs.

Customers can access Micro ATM services through an authorized ZuperMoney retail point, subject to applicable bank and service requirements.

Who can use this?

  • Retailers
  • Distributors
  • Master Distributors
  • White Label / Technology Partners
Process

How Micro ATM Works

Step 01

Customer Visits the Retailer

The customer approaches an authorized ZuperMoney retailer for a cash withdrawal or balance enquiry.

Step 02

Transaction Initiation

The retailer enters the required transaction type and amount into the authorized platform or device.

Step 03

Card Authentication

The customer inserts or swipes their eligible debit card and securely enters their PIN.

Step 04

Transaction Processing

The request is processed through the applicable banking and payment infrastructure.

Step 05

Cash Dispensation

Upon successful approval, the retailer provides the requested cash amount to the customer.

Step 06

Transaction Confirmation

The retailer receives the transaction status and the customer receives the applicable receipt.

Capabilities

Micro ATM Services Available

Cash Withdrawal

Help customers withdraw cash from their eligible bank accounts securely using their debit card and PIN.

Balance Enquiry

Allow customers to check their available bank account balance through the authorized device.

Broad Card Acceptance

Support transactions for eligible debit cards issued by participating banks across the applicable network.

Portable Hardware

Operate services easily using a compact, secure, and compliant Micro ATM device linked to the platform.

Digital Receipts

Provide customers with applicable digital or printed transaction receipts upon completion.

Benefits

Why Offer Micro ATM Through ZuperMoney?

Transform your retail shop into a vital neighborhood cash withdrawal point.

Build additional earning opportunities by facilitating assisted card transactions.

Increase footfall to your core business by providing high-demand essential financial services.

Manage transactions, limits, and device status easily through the centralized ZuperMoney platform.

Requirements

What Documents Are Required?

Depending on the onboarding category, applicants may be required to provide:

  • PAN Card
  • Aadhaar Card
  • Bank account details
  • Mobile number
  • Address proof
  • Business/shop details
  • Photograph
  • Additional documents required during verification

Exact requirements may vary according to the applicant type and applicable KYC requirements.

Security & Trust

Security & Compliance

Micro ATM transactions involve sensitive financial and customer information. Transactions are processed through applicable authorized banking/payment infrastructure and are subject to applicable KYC, security, regulatory, and service-provider requirements.

Retailers must follow ZuperMoney's operational and compliance guidelines while providing Micro ATM services.

Audience

Who Can Use ZuperMoney Micro ATM?

Retailers

Authorized retailers can offer direct, assisted cash withdrawal services to their local walk-in customers using a provided device.

Distributors

Distributors can onboard and manage a network of retailers equipped to provide Micro ATM services within their operational area.

Master Distributors

Master Distributors can expand the service reach by managing multiple distributor and retailer networks.

White Label / Technology Partners

Eligible partners can integrate Micro ATM services into their own platforms, subject to applicable API, hardware, and compliance requirements.

Common questions

Frequently Asked Questions

Start Offering Micro ATM Services

Build your digital financial services business with ZuperMoney.

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